New Home Buyer/Great Rates

We are seeing great mortgage rates in the area of 4.5% fixed for a 30 year term.  With some of the new federal incentives, you may also qualify for an $8,000 benefit if you are a first time home buyer.  Some of the pundits state that we have not seen these rates for 25 years, and predict that it will be another 25 years before we see them again.  If you presently own a house, it is also a great time to look at refinancing your loan.  As a rule of thumb, if you can reduce your loan by at least 1% go for it!  My firm can help you.  Give us a call.  Brad Schulz